| Title : | Finance for all? : policies and pitfalls in expanding access |
| Material Type: | printed text |
| Authors: | Aslı Demirgüç-Kunt, Author |
| Publisher: | Washington D.C. : The World Bank |
| Publication Date: | 2007 |
| Pagination: | xv, 246 p. |
| Layout: | ill. |
| Size: | 24 cm |
| ISBN (or other code): | 978-0-8213-7291-3 |
| General note: | Includes bibliographical references (p. 213-235) and index |
| Languages : | English (eng) Original Language : English (eng) |
| Descriptors: | Finance and Financial Sector Development
Private Sector Development
|
| Class number: | 332 |
| Abstract: | "Finance for all"- Access to financial services varies sharply around the world. In many developing countries less than half the population has an account with a financial institution, and in most of Africa less than one in five households do. Lack of access to finance is often the critical mechanism for generating persistent income inequality, as well as slower growth. Finance for All?: Policies and Pitfalls in Expanding Access documents the extent of financial exclusion around the world; addresses the importance of access to financial services for growth, equity and poverty reduction; and discusses policy interventions and institutional reforms that can improve access for underserved groups. The report is a broad ranging review of the work already completed or in progress, drawing on research utilizing data at the country, firm and household level. Given that financial systems in many developing countries serve only a small part of the population, expanding access remains an important challenge across the world, leaving much for governments to do. However, not all government actions are equally effective and some policies can be counterproductive. The report sets out principles for effective government policy on broadening access, drawing on the available evidence and illustrating with examples. |
| Contents note: | Access to finance and development : theory and measurement; Theory : the crucial role of access to finance; Measurement : indicators of access to finance; Firms' access to finance : entry, growth, and productivity; Access to finance : determinants and implications; The channels of impact : micro and macro evidence; Transforming the economy : differences in impact; Household access to finance : poverty alleviation and Risk Mitigation; Finance, inequality, and poverty; Providing financial access to households and microentrepreneurs : how and by whom?; Reaching out to the poor or to the excluded? Government's Role in facilitating access; Expanding access : importance of long-term institution building; Specific policies to facilitate financial access; Policies to promote competition and stability; Government interventions in the market; Political economy of access; |
| Record link: | https://library.seeu.edu.mk/index.php?lvl=notice_display&id=13342 |
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Finance for all? / Aslı Demirgüç-Kunt
